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Marriage is one of life’s most important and expensive decisions.

Marriage is not for everyone. However, if marriage is your choice, you owe it to yourself not to leave it to chance. It will affect your entire life.

Getting married is best, when the couple has thought through the following:

Life-long marriage requires a mutual mature commitment, the more you known about each other the more likely the odds of success.

Have an understanding concerning the following:

Church attendance and contribution to the church, savings, investments, elderhood protirement.

Budget commitment requiring both spouse approval. Willingness to take budgeting training, if necessary.

Have a set dollar amount above which either partner must have the other spouse’s approval before spending.

Number of children, discipline, chores, allowance or not, school/work activity priority, communication devices, car, college funding: child, parents, or shared.

Planned “together time” before and after children.

Mutually agreed upon house purchase: Down payment of 25% minimum, Term limit of 15 years maximum, Deal must be within budget.

Agreement to buy used cars for cash until able to buy new cars for cash. Watch Dave Ramsey’s video “Drive Free Cars for Life.”

Commitment to pay cash for every. No credit cards. Only debt cards.

Willingness to take Work and Family Balance training, if necessary.

Willingness to take Abuse training, if necessary.

Willingness to take Addictive Habit training, if necessary.


Priceless ways to show your partner love from the NIV Bible:

Listen without interrupting, Proverbs 18

Speak without accusing, James 1:19

Give without sparing, Proverbs 21:26

Pray without ceasing, Colossians 1:9

Answer without arguing, Proverbs 17:1

Share without pretending, Ephesians 4:5

Enjoy without complaining, Philippians 2:1

Trust without wavering, 1 Corinthians 13:7

Forgive without punishing, Colossians 3:13

Promising without doing, Proverbs 13:12

Factors that should be a red flag to a successful marriage in no particular order:

Money Irresponsibility

Sexual Promiscuity

Lack of Work and Life Balance

Abusive Behavior

Addictive Habits

Different Religious Beliefs



The above list is not complete, but the factors noted account for over 70% of the reasons for divorce.